Running a product distribution business for consumers in emerging markets is a complex operation with many moving parts, from managing inventory and sales agents to identifying qualified consumers, to managing installment payments. Growing this sophisticated Pay-As-You-Go business model takes considerable strategizing and coordination. Since 2012, Angaza has supported the growth of over 150 last-mile distributors […]

Pay-as-you-go (PAYG) financing greatly increases access to life-changing products for consumers while providing product distributors with lower financial risks as they scale in emerging markets. The nature of pay-as-you-go loans extend and deepen the relationship between buyer and seller, turning what could be a one-time purchase into a months and even years-long financial and service […]