Last-mile distributors offering pay-as-you-go consumer financing help consumers access life-changing products. However, they take on the risk of paying for those products upfront while the client pays for it over time.  Distributors can take several approaches to reduce risk from their client portfolios. These include: 1) Ensuring the consumer owns a mobile phone and has […]

Pay-as-you-go (PAYG) financing for products like solar home systems have been revolutionary to removing financial barriers for consumers, and unlocking new markets for product distributors. To date, PAYG has enabled consumers to purchase more than 119 million solar lighting units worldwide between 2010 and 2017, while granting distributors access to a larger base of customers […]