Running a product distribution business for consumers in emerging markets is a complex operation with many moving parts, from managing inventory and sales agents to identifying qualified consumers, to managing installment payments. Growing this sophisticated Pay-As-You-Go business model takes considerable strategizing and coordination. Since 2012, Angaza has supported the growth of over 150 last-mile distributors […]

Pay-as-you-go (PAYG) financing for products like solar home systems have been revolutionary to removing financial barriers for consumers, and unlocking new markets for product distributors. To date, PAYG has enabled consumers to purchase more than 119 million solar lighting units worldwide between 2010 and 2017, while granting distributors access to a larger base of customers […]

Pay-as-you-go (PAYG) financing greatly increases access to life-changing products for consumers while providing product distributors with lower financial risks as they scale in emerging markets. The nature of pay-as-you-go loans extend and deepen the relationship between buyer and seller, turning what could be a one-time purchase into a months and even years-long financial and service […]